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Everything you need to know about buying or selling a home can be found here on this Web site! As the preeminent Real Estate Professional in my community, I am dedicated to providing the finest service available while breaking new ground.

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We go the extra mile to help you achieve your goals. That’s why I constantly research the market and property values so your home is priced effectively from day one. I also make sure the public knows that your home is for sale by using innovative advertising and marketing techniques to attract potential buyers.

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Interest Rates

Thursday, 08 December 2011 09:53

After promising to keep a key short-term interest rate near zero at least through the middle of 2013, the Federal Reserve is trying to lower long-term rates, already at record lows. That will keep a lid on borrowing costs for a while, but it won't do much to help the economy.

Commercial banks will keep their prime lending rate at 3.25% into 2013. The 10-year Treasury note, a benchmark for mortgage rates and corporate bonds, should remain near its current rate of 2% until growth picks up, which won’t be sooner than mid-2012.

The Fed’s method of lowering long-term rates is a plan to sell $400 billion worth of short-term debt and buy Treasury notes and bonds with maturities of six to 30 years.

The Foreclosure Report - October 2011

Tuesday, 15 November 2011 23:25

Little Change in California, as Nevada and Washington Foreclosure Starts Plummet

Foreclosure Starts in California were little changed this month, after a dramatic increase in August and subsequent fall in September. Other California foreclosure activity was also little changed in October. California foreclosure investors gained traction with 9.9 percent more properties sold to third parties in October, representing a record 28.8 percent of all foreclosure sales. A year ago just 16.9 percent of foreclosures were purchased by third parties.

Nevada Foreclosure Starts plummeted in reaction to the passing of AB 284, which imposed stricter requirements on filing new Notices of Default, and seems to have specifically targeted ReconTrust - the trustee that handles all Bank of America and Countrywide foreclosures - by prohibiting a trustee from being owned by the foreclosing lender, as ReconTrust is. Washington Foreclosure Starts continued their decline after being impacted by a lawsuit filed by the State Attorney General against ReconTrust in August alleging the trustee was illegally foreclosing on properties in that state.